Ngā meka tono taurewa whare NZ
He meka takitahi mō te tono taurewa mō tētahi whare i Aotearoa, me tōna tatauranga, tōna rā me tōna mātāpuna. E wātea ana ki te whakahua me tētahi hononga.
Ka whakamātau ngā pēke o Aotearoa i te kaha utu taurewa whare i ANZ 6.85%, ASB 6.85%, BNZ 7.10%, Kiwibank 6.95% me Westpac 6.95%, i whakaūngia i te 13 o Hōngongoi 2026.
Mātāpuna: interest.co.nz, 13 o Hōngongoi 2026
Kāore he reiti whakamātau kaha utu kua whakaritea e te ture i Aotearoa; mā ia pēke e whakarite tana ake.
Mātāpuna: interest.co.nz home loan test rates, i tirohia i te 10 o Whiringa-ā-rangi 2026
Mai i te 1 o Hōngongoi 2024, ka āhei ngā pēke ki te tuku i te 20% anake o ngā taurewa kainoho rangatira hou i tētahi ōwehenga nama ki te moni whiwhi i runga ake i te 6.
Mātāpuna: Kiwibank, Understanding debt-to-income ratios, i tirohia i te 10 o Whiringa-ā-rangi 2026
Ka āhei ngā pēke ki te tuku i te 20% anake o ngā taurewa kaihaumi hou i tētahi ōwehenga nama ki te moni whiwhi i runga ake i te 7.
Mātāpuna: interest.co.nz, 14 o Hereturikōkā 2026
Mō te DTI, kei roto i te nama ngā tepe katoa o ngā kāri nama me ngā pūtea nama, me ngā taurewa ākonga, ā, ko te moni whiwhi i mua i te tāke, tae atu ki te moni rēti.
Mātāpuna: Kiwibank, Understanding debt-to-income ratios, i tirohia i te 10 o Whiringa-ā-rangi 2026
Ko te $500,000 o te nama i runga i te moni whiwhi $80,000 he ōwehenga nama ki te moni whiwhi o te 6.25.
Mātāpuna: Kiwibank, Understanding debt-to-income ratios, i tirohia i te 10 o Whiringa-ā-rangi 2026
Mai i te 1 o Hakihea 2025, tae atu ki te 25% o ngā taurewa kainoho rangatira hou ka āhei te whai moni tāpui i raro iho i te 20%, i piki mai i te 20%.
Mātāpuna: Reserve Bank release, 14 o Whiringa-ā-nuku 2025 (Scoop copy)
Mai i te 1 o Hakihea 2025, tae atu ki te 10% o ngā taurewa kaihaumi hou ka āhei te whai moni tāpui i raro iho i te 30%, i piki mai i te 5%.
Mātāpuna: Reserve Bank release, 14 o Whiringa-ā-nuku 2025 (Scoop copy)
I waiho ōrite e Te Pūtea Matua ana tautuhinga LVR me te DTI i tana arotake o Hereturikōkā 2026.
Mātāpuna: interest.co.nz, 14 o Hereturikōkā 2026
Ka whakaheke te Kāinga Ora First Home Loan i te moni tāpui ki te 5% mō ngā kaihoko whare tuatahi e tika ana.
Mātāpuna: HUD, First Home Loan, i whakahoutia i te 22 o Haratua 2025
Ko ngā tepe moni whiwhi o te First Home Loan ko te $95,000 mō te kaihoko kotahi kāore he tamariki e whakawhirinaki ana, $150,000 mō te kaihoko kotahi he tamariki e whakawhirinaki ana, me te $150,000 hui tahi mō te tokorua, neke atu rānei.
Mātāpuna: Kiwibank, First Home Loan, i tirohia i te 10 o Whiringa-ā-rangi 2026
Ko te utu tāpiri First Home Loan he 1.2% o te taurewa mō ngā tono i tae ki ngā kaituku taurewa i muri i te 1 o Hōngongoi 2025, i piki mai i te 0.5%.
Mātāpuna: Kāinga Ora, First Home Loan insurance premium FAQ, 22 o Haratua 2025
Ka tuku a Kiwibank i tētahi utu First Home Loan o te 1.00% o te rahi o te taurewa, ka taea te tāpiri ki te taurewa.
Mātāpuna: Kiwibank, First Home Loan, i tirohia i te 10 o Whiringa-ā-rangi 2026
I uru a ASB ki te kaupapa First Home Loan i Huitanguru 2026; ehara a ANZ me BNZ i ngā kaituku taurewa mōna.
Mātāpuna: RNZ, 18 o Huitanguru 2026
Ko te tango KiwiSaver mō te whare tuatahi, me 3 tau o te mematanga te iti rawa, ā, me waiho te $1,000 i te pūkete.
I kati te First Home Grant ki ngā tono hou i te 22 o Haratua 2024.
Mātāpuna: RNZ, 22 o Haratua 2024
E ai ki a Kiwibank kua kī katoa te kaupapa First Home Partner, ā, kāore a Kāinga Ora e whakaae ana ki ngā tono hou.
Mātāpuna: Kiwibank, First Home Partner, i tirohia i te 10 o Whiringa-ā-rangi 2026
Ko ngā utu tāpiri tūtanga iti kua whakaputaina mō tētahi taurewa o te 85.01% ki te 90% o te utu, he 0.75% ia tau i ASB, BNZ me Westpac (UNVERIFIED, kotahi te mātāpuna).
Mātāpuna: Canstar, ngā reiti i te 24 o Pipiri 2026
Ko te whakawhiti rawa mō tētahi hoko, he $1,400 ki te $2,500 te utu i te nuinga o te wā, me te GST me ngā utu whakapau (UNVERIFIED, kotahi te mātāpuna).
Mātāpuna: Tremains, 16 o Pipiri 2026
E wātea ana koe ki te whakahua i ēnei meka me tētahi hononga ki tēnei whārangi.