Ngā reiti whakamātau a ngā pēke
I whakaūngia 13 Hūrae 2026
Te reiti huamoni e whakamahia ana e ia pēke nui hei arowhai mēnā ka taea tonu e koe tō taurewa ki te piki ngā reiti. Ko te reiti whakamātau, kaua ko te reiti e pānuitia ana, e whakarite ana i te nui ka taea e koe te tono.
Te whakautu poto
I whakaūngia i te 13 Hūrae 2026, ko ngā reiti whakamātau ko ANZ 6.85%, ASB 6.85%, BNZ 7.10%, Kiwibank 6.95% me Westpac 6.95%. Ko tētahi toenga o te $3,000 ia marama ka tautoko i tētahi taurewa o te $ 457,834 i te 6.85% mō ngā tau 30, engari ko te $ 446,407 i te 7.10%.
| Pēke | Reiti whakamātau | E mana ana mai i | Ngā mātāpuna |
|---|---|---|---|
| ANZ | 6.85% | 22 Āpereira 2026 | interest.co.nz table · interest.co.nz · MPA |
| ASB | 6.85% | kāore i whakaaturia | interest.co.nz table · interest.co.nz · MPA |
| BNZ | 7.10% | kāore i whakaaturia | interest.co.nz table · interest.co.nz · MPA |
| Kiwibank | 6.95% | 1 Hūrae 2026 | interest.co.nz table · interest.co.nz · MPA |
| Westpac | 6.95% | kāore i whakaaturia | interest.co.nz table · interest.co.nz · MPA |
| Te toharite o ngā pēke e rima | 6.94% |
Te mea e tautokona ana e tō toenga
Tāurua te moni e toe ana ia marama i muri i ngā utu noho me ētahi atu nama.
| Pēke | Reiti whakamātau | Te taurewa e tautokona ana | Utu whakahoki i te 5.06% |
|---|---|---|---|
| ANZ | 6.85% | $ 457,834 | $ 2,474.57 |
| ASB | 6.85% | $ 457,834 | $ 2,474.57 |
| BNZ | 7.10% | $ 446,407 | $ 2,412.81 |
| Kiwibank | 6.95% | $ 453,208 | $ 2,449.57 |
| Westpac | 6.95% | $ 453,208 | $ 2,449.57 |
| Te toharite o ngā pēke e rima | 6.94% | $ 453,667 | $ 2,452.05 |
Ko te taurewa te moni ka utu whakahokia e te toenga ā-marama i ia reiti whakamātau mō ngā tau 30. Ka whakaatu te tīwae utu whakahoki i te utu o taua taurewa i te reiti 1 tau toharite o tēnei rā. Mā ngā pēke e whakatau; he matapae noa tēnei.
Mō ēnei reiti
- Kāore he reiti whakamātau kua whakaritea e te ture: mā ia pēke e whakarite tana ake.
- I whakaūngia e interest.co.nz me MPA ēnei reiti i te 13 o Hōngongoi 2026, i mua i te pikinga OCR o te 2 o Mahuru 2026. I whakaatu tonu te tēpu a interest.co.nz i ngā tatauranga ōrite i te 10 o Whiringa-ā-rangi 2026, engari tērā pea kua panoni ngā pēke mai i taua wā.
- Ko te tikanga ka whakamātau ngā pēke mō ngā tau 30 (nō ngā mātāpuna tuarua anake). Ka whakamahia e mātou ngā tau 30.
- Ka kīia e ANZ tana reiti whakamātau ko te Servicing Sensitivity Rate.
interest.co.nz table · interest.co.nz, 13 Jul 2026 · MPA, 13 Jul 2026
Ētahi atu tātaitai
Ētahi atu pātai tono taurewa
Tātaitai moni tāpui
Moni tāpui i te 5%, 10%, 20% me te 30%, me te KiwiSaver.
Huakina →Nama ki te moni whiwhi
Tō ōwehenga DTI me te taurewa nui rawa i raro i te tepe.
Huakina →Kaihoko whare tuatahi
Moni tāpui, KiwiSaver me te First Home Loan i te mahere kotahi.
Huakina →Utu hoko
Rōia, LIM, tirotiro whare, wāriutanga me ngā utu tāpiri.
Huakina →Taurewa kaihaumi
Ka tatauria te rēti i te 75%, he moni tāpui 30% me te DTI o te 7.
Huakina →E hia te nui ka taea e au te tono taurewa?
He tātaitai NZ kore utu.
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